Saint Lucia business opportunities, as in other Caribbean economies, lie in the areas of tourism, financial services, agriculture and light industry. Tourism is the leading employer, while export crops including bananas, mango and avocado also provide an important source of foreign exchange. On the pro-business side, Saint Lucia boasts an educated workforce and developed infrastructure including improvements in roads, communications, water supply, sewage and port facilities. On the negative side, the small island nation is vulnerable to a variety of external shocks including volatile tourism receipts, natural disasters and high world energy prices. In addition, Saint Lucia has a high level of public debt, a factor that limits the government’s ability to respond to such adverse shocks in the economy.